How Will You Finance Your Home?
A mortgage lender will be able to take your financial information and determine what amount you will be able to borrow. Having your pre-approval letter in hand before starting to search for the perfect home will save time and make sure you don't miss out on the perfect home opportunity. The pre-approval letter will accompany an offer.
If you've got the money in the bank and you are ready to purchase your home in cash, that's great. I will Inform you as to your closing costs and we will need proof of funds to supplement any offers. You can acquire proof of funds from your financial advisor or your banker to show that you have a balance that meets the purchase price.
If you need help searching for the perfect lender, we have some to recommend- contact us at 515-446-8856 we would love to help!