Caring for Your Credit: Dealing with Collectors

Federal law dictates how and when a debt collector may contact you: not before 8 a.m., after 9 p.m., or while you’re at work if the collector knows that your employer doesn’t approve of the calls.

Collectors may not harass you, lie, or use unfair practices when they try to collect a debt. And they must honor a written request from you to stop further contact.

This article from the Federal Trade Commission goes in depth on the topic. Check it out here: https://www.consumer.ftc.gov/articles/debt-collection-faqs

*As always, we are not a licensed credit repair company. The information included in this email is meant to be educational in nature. Most information was acquired from https://www.consumer.ftc.gov. However, if you'd like us to recommend a credit repair service just let us know. We have a couple repair companies that are very good and charge a nominal monthly fee.

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