Can I shop around for mortgage rates?

Often times when our clients have already gotten a pre-approval letter and are under contract on a house, they'll ask if it's okay to shop around for different mortgage quotes. Our answer? Absolutely!⁣

Even a small change in interest rates can make a big difference over time, so we highly recommend shopping around. ⁣

Their next question is typically this: "Will this impact my credit score?"⁣

According to FICO, you have a 30-day window to shop around for a mortgage - this will all count as one hard inquiry.⁣

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